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Money Saving Monday: Best Christmas Gifts For $20 Or Less!

by Jennifer Hall
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(Photo by Adam Berry/Getty Images)

(Photo by Adam Berry/Getty Images)

Trying to save money during the holiday season can be quite difficult. Everywhere you turn there are occasions that seem to just suck your finances away. From presents, to parties, to holiday events, many individuals find their pockets severely deflated after the winter holidays.

However, with a little dedication you can keep your pockets from shrinking.

If you refuse to overextend yourself, but still want to enjoy the gift giving season, a little creativity goes a long way.

You can make an inexpensive gift look pricey by taking your time and shopping wisely. Here are a few great Christmas gifts for $20 or less.

Make-up Kits
Most women love make-up. Around the holidays you can find a variety of makeup palettes for $20 or less. Here’s an idea: e.l.f. Studio 150-Piece Geometric Eyeshadow Palette for $15

Bath Supplies
We all need to relax. Get the hard working mother, sister, daughter, or friend something that will encourage her to take a little time to herself. From shower gels, to lotions, to body scrubs, and mists; purchase a pre-made basket or buy the items and create your own.

In the cold winter months hats a staple for both women and men. Some popular styles that you can find at retailers for relatively cheap include berets, news boy caps, and toboggans.

Whether you’re looking for something to keep your hands toasty or a specialty type for recreation, gloves are a great inexpensive way to say Merry Christmas! Here’s an idea: Nike Men’s Dura Feel Golf Glove 10.99

Impart the gift of ideas this holiday in the form of a book. Check out the New York Times Bestsellers list or opt for literature that you’ve read and enjoyed. Purchase a copy for a friend or loved one and discuss the work together. If you’re looking for someone who isn’t much of a reader, consider picture books. There are great photography books that can accentuate any coffee table.

Gourmet Coffee
Is your gift recipient unable to resist the smell of a freshly brewed cup of coffee? Then consider the gift of coffee! It is both festive and practical. Find what you need by heading down to the grocery store or to their favorite coffee retailer. Here’s an idea: Check out the Starbucks Store for their favorite blend of coffee, hot cocoa, and much more!


Coasters for Christmas may seem a bit drab, but it really depends on the style. Find trendy coasters that not only speak to the recipient’s character, but are able to add a little flare to their home! Here’s an idea: Vintage Vinyl Record Coasters, Set of 4 12.99

Trendy Jewelry
Accentuate the distinctive style choices of the fashion forward man or woman in your life with unique jewelry. Look for creative pieces that speak to their personality. Here’s an idea: Fabric knot cuff links 12.50

Leather Journals
The perfect gift for the fledgling writer, a beautiful leather bound journal provide a world of opportunity. Use them to record daily thoughts, stories, addresses, and more. Here’s an idea: Valery Vintage Key String Classic Leather Notebook 15.99

These gift ideas should help you make the most of your money, while keeping you stress-free —at least when it comes to shopping, this holiday season. Do you have any frugal gift ideas? Let us know in the comment section below!

-Jennifer Hall, CBS Radio Charlotte

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